Code of Ethics

All those authorized by IFFSA to use the CCFP/CPFP Designation agree to be bound by the following Code of Ethics & Professional Conduct, and to at all times employ it in their client relationships.

All CCFP/CPFP are provided a listing in the CCFP/CPFP Verification Registry, at no charge, so that the public can readily verify their credentials. Member listed CCFP/CPFP accept still higher requirements of IFFSA Membership and these CCFP/CPFP can generally be distinguished within the CCFP/CPFP Verification Registry with a listing that includes full contact information as well as a Services Description detailing their areas of specialization.

The public benefits from these standards when verifying & selecting only CCFP/CPFP who are listed in the CCFP/CPFP Verification Registry of IFFSA , since they are subject to oversight and disciplinary action by the IFFSA Ethics Committee & Board of Directors upon notice of any alleged violation of the following Code and/or other standards of Membership as applicable. Such quality standards contribute to IFFSA having such high levels of public confidence & satisfaction.

CCFP/CPFP ~ Code of Ethics & Professional Conduct

  • I will strive to do no harm, placing client interests above my own, giving them the same level of service I would give to myself in similar circumstances.
  • I will diversify my continuing education to cover a broad and integrative spectrum of financial planning topics to include risk management (i.e. insurance), investments, taxation, retirement plans, employee benefits, and estate planning, of not less than 15 credit hours annually, or 30 hours every two years (retirees exempted).
  • I will adhere to the laws, regulations, licenses, and ethics that are applicable to me in the services I render.
  • I will disclose the method of my compensation prior to entering into a formal agreement.
  • All CCFP/CPFP are further subject to the CCFP/CPFP Designation Usage Requirements & Advertising Guidelines. All Member are also subject to these requirements plus the added standards of IFFSA Membership.